Please READ carefully! You the consumer are solely responsible for reading and agreeing to the terms of service.
Please be advised that no psychic or mediumship session can predict, forecast, diagnose or provide information with absolute certainty.
No guarantees or assurances of any kind are implied from any messages or information obtained during a session and Karen Anderson will not be held accountable for any interpretations or decisions made by recipients based on information provided during any appointment, email, or phone call.
By purchasing a product or service you (herein referred to as “Client”) agree to the following terms stated herein.
Client understands Karen Anderson, dba, Painted Rain Productions, LLC (herein known as Consultant) is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, veterinarian, registered dietician, or financial analyst, psychotherapist or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not act as a veterinarian, doctor, therapist by providing psychoanalysis, psychological counseling or behavioral therapy and any information obtained from this site, consultant, product, service, a session is for informational purposes only.
OWNERS AND COLLECTORS OF INFORMATION
Pet Loss Hope & Healing with Karen Anderson
Painted Rain Productions Administrative Offices
PO BOX 256
Elk WA 99009
METHODS OF PAYMENT
If Client elects to pay by monthly installments, Client authorizes the Consultant to charge Client’s credit card or debit card until the stated price is paid in full. If Client elects to pay in full upfront, Client may pay by credit card or debit card or Paypal. Note: Payment plans are not cancelable or refundable after the 30-day refund period. The Client also understands that a member of our team may contact them at any time by email or phone if there is a problem with payment method or if the Client’s account is past due.
There is a strict NO REFUND policy for any product or service offered by Consultant with the exception of the online course offered on Teachable.com platform. There are no refunds on Pet Sessions, Afterlife Sessions, Email Sessions or Emergency Sessions.
Every effort will be made to ensure the Client receives direct messages from pets, loved ones, spirit guides and angels. Due diligence will be executed in each session and if Consultant feels she is unable to connect with Client's pet or loved ones, etc, or unable obtain specific details for Client a partial or full refund will be credited within 5 business days at the sole discretion of the Consultant.
Online courses offered through www.animal-communication-planet.teachable.com have a 30-day refund policy.
Animal Communication Mastery Coaching programs on this site are not eligible for refunds or credits. If the client withdraws for any reason the program is terminated and tuition is forfeited regardless of how far client has progressed. Client will also be removed from accessing course content.
Business is Booming Coaching program is not eligible for refunds.
Website Directory Subscriptions and Mobile App Directory Subscriptions - a 12-month listing will be Billed annually for placement on www.animalcommuicating.com and/or the mobile app directory depending on the plan selected. Subscriber will provide accurate details and links and contact support for edits. Subscriber may cancel anytime by not renewing. No refunds or credits for unused time left on subscription. Upon notice of cancelation, the listing(s) will be deleted. In the event of the subscriber conducting in or engaging in any pursuits constituted by Karen Anderson as defamatory, negative, or otherwise disparaging against Karen Anderson, Animal Communication or the holistic field including any posts, comments, podcasts, or other digital media Karen Anderson reserves the right to remove the listing without refund and without subscriber's consent or knowledge. No exceptions.
Website directory and mobile app directory notice to Clients - CLIENT ASSUMES ALL RISK, RESPONSIBILITY AND NO GUARANTEES ARE MADE OR IMPLIED THAT A CERTAIN OUTCOME OR LEVEL OF SATISFACTION WITH PRODUCT OR SERVICE FOR ANY THIRD-PARTY AFFILIATES.
Client acknowledges and agrees that Site Owner, Karen Anderson, DBA Painted Rain Productions, LLC its successors and/or assigns, is not responsible for Third-Party Services and that we make no representations or warranties regarding Third-Party Services. Site Owner does not endorse and is not responsible or liable for any content, advertising, products, services, or other materials on or available from any Third Party Services. Site Owner will not be responsible or liable, directly or indirectly, for any actual or alleged damage or loss caused by or in connection with use of or reliance on any Third Party Services. If you decide to enable, access, or use Third Party Services, be advised that your access and use of such Third Party Services are governed solely by the terms and conditions of such Third Party Services. You irrevocably waive any claim against the Site Owner and its affiliates with respect to such Third Party Services. “Third Party Services” means third party products, applications, services, software, networks, systems, directories, websites, databases, and information which a Site Owner links to, or which you may connect to or enable in conjunction with a Site Owner directory, app, email, blog, including, without limitation, Third Party Services which may be integrated directly into your account by you or at your direction.
Although we make strong efforts to make sure our information is accurate, Site Owner cannot guarantee that all the information on this website and or blog is always correct, complete, or up-to-date.
By purchasing any of our products or Third Party services, user agrees to and is knowingly assuming any and all risk associated with using these products or services.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PRODUCTS, SERVICES AND INFORMATION ON THIS WEBSITE AND OR BLOG IS PROVIDED “AS IS” AND WITH ALL FAULTS AND PURPOSE PREP MAKES NO PROMISES, REPRESENTATIONS, OR WARRANTIES, EITHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE PRODUCTS, SERVICES AND INFORMATION, INCLUDING ITS CONDITION, ITS CONFORMITY TO ANY REPRESENTATION OR DESCRIPTION, OR THE EXISTENCE OF ANY LATENT OR PATENT DEFECTS, AND PURPOSE PREP SPECIFICALLY DISCLAIMS ALL IMPLIED (IF ANY) WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, LACK OF VIRUSES, ACCURACY OR COMPLETENESS, QUIET ENJOYMENT, AND QUIET POSSESSION. THE ENTIRE RISK ARISING OUT OF USE OR PERFORMANCE OF THE PRODUCTS, SERVICES AND INFORMATION LIES WITH USER.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL SITE OWNER OR ITS SUCCESSORS AND/OR ASSIGNS BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL, INDIRECT, OR EXEMPLARY DAMAGES WHATSOEVER ARISING OUT OF OR IN ANY WAY RELATING TO THIS AGREEMENT OR USER’S USE OF OR INABILITY TO USE THE PRODUCTS, SERVICES AND INFORMATION, OR THE PROVISION OR FAILURE TO PROVIDE SUPPORT SERVICES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, LOSS OF CONFIDENTIAL OR OTHER INFORMATION, BUSINESS INTERRUPTION, PERSONAL INJURY, LOSS OF PRIVACY, FAILURE TO MEET ANY DUTY (INCLUDING OF GOOD FAITH OR REASONABLE CARE), NEGLIGENCE, COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY OTHER CLAIM FOR PECUNIARY OR OTHER LOSS WHATSOEVER, OR FOR ANY CLAIM OR DEMAND AGAINST USER BY ANY OTHER PARTY, EVEN IF SITE OWNER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.
NOTWITHSTANDING ANY DAMAGES USER MAY INCUR FOR ANY REASON WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ALL DAMAGES REFERENCED ABOVE AND ALL DIRECT OR GENERAL DAMAGES), THE ENTIRE LIABILITY OF SITE OWNER AND ANY OF ITS THIRD PARTY AFFILIATES UNDER ANY PROVISION OF THIS AGREEMENT AND YOUR EXCLUSIVE REMEDY FOR ALL OF THE FOREGOING SHALL BE LIMITED TO THE GREATER OF THE AMOUNT ACTUALLY PAID FOR THE PRODUCTS, SERVICES AND INFORMATION OR U.S. $1. THE FOREGOING LIMITATIONS, EXCLUSIONS, AND DISCLAIMERS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE.
If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement will remain in effect. SITE OWNER has the right to modify these terms and conditions at any time.
This disclaimer is protected under United States and foreign copyrights. The copying, redistribution, use or publication by you, is strictly prohibited.
Book orders are not eligible for refunds (Except those ordered via Amazon delivery and those are per Amazon's return/refund policy)
Pet Sessions & Afterlife Sessions Cancellation policy: Client can cancel their appointment 72 hours or more in advance by clicking on appointment details in the confirmation email. If less than 72 hours email the office to cancel a session at firstname.lastname@example.org. If the Client cancels their appointment 72 hours or more before the appointment they are eligible for a refund less a $25 administration fee. No exceptions. Refunds take 5-10 days to process. If you miss your appointment or call in 5 or more minutes late without contacting the Consultant via email in advance there will be NO REFUND regardless of the reason. An appointment is considered a no-show if the client is 5 minutes or more late for their scheduled appointment. No exceptions.
Our scheduling software sends out a confirmation email upon scheduling and two reminder emails 48 hours and 24 hours prior to the appointment with all the pertinent dialing instructions, date and time. Client assumes full responsibility for checking the date and time of appointment and maintaining the dialing instructions and monitoring their spam/junk folder to ensure proper delivery of these important emails and calling on time.
Rescheduling Process: Reschedule your appointment select the RESCHEDULE button within the link in the confirmation email and select a new day/time. If less than 72 hours prior you must contact the office to reschedule. A non-refundable rescheduling fee will be assessed for less than 72-hour notice regardless of the reason. Rescheduled appointments are not eligible for a refund. Rescheduled appointments are subject to Karen's availability and the next available appointment will be offered.
COUPONS AND DISCOUNT CODES
Coupons and discount codes must be submitted at the time of purchase and appointment must be completed by the client online and may not be applied to past purchases or applied retroactively. No discounts or coupons are valid on payment plans. Only one discount, coupon, gift card per product or session may be applied.
NO CREDITS for coupons or discount codes. If unused the balance may be applied to the next appointment if applied within a 30-day grace period.
This site may use affiliate links for external pages. These links do not cost the client anything extra but may create revenue for the Consultant.
SESSIONS and RECORDINGS
Sessions are private and no personal information will be shared without permission. Storylines, messages, and situations may be used in books, social media, promotional material of the Consultant as it relates to her work. Recordings are provided as a courtesy and remain the sole property of the Consultant. The Consultant agrees to not disclose any personal information without consent but may use some examples, situations, or messages obtained during each session for books, promotional, social media, or other content relative to Consultant's work. The client has the sole responsibility of saving recordings and acknowledges that that will not be stored or kept on file for more than 14 days for their personal use.
What personal information do we collect?
Karen Anderson collects only names and email addresses via our sign-up forms which are housed on external encrypted sites
How and why we collect it
We collect your information to offer correspondence, promotions, and offers for the sole purpose of providing information and relevant marketing offers to Clients.
How we use it
Your information is only used to send email correspondence.
How we secure it
Your information is secured through our email service provider with a guarantee to be kept safe. We do not intentionally share your information with 3rd parties however based on your actions such as posting a message one of our forums or tagging an image, you control your own privacy. In posting personal information, it is up to you to satisfy yourself about the privacy level of every person who might use it. You may opt out of our emails at any time by simply using the unsubscribe button at the bottom of any of our emails.
The Consultant respects Client’s privacy and insists that Client respects the Consultant's privacy (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Client or Consultant or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum, on social media, or otherwise. Client agrees not to use such confidential information in any manner other than in discussion with other Consultant during a session. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss, and theft.
Client agrees not to violate the Company’s publicity or privacy rights. Furthermore, Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client including but not limited to: names, email addresses, third-party company titles or positions, phone numbers or addresses. Additionally, Client will not, at any time, either directly or indirectly, disclose confidential information to any third party. Further, by purchasing this product or service you agree that if you violate or display any likelihood of violating this session the Company and/or the other Program participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.
MOBILE APP DRAWING RULES/GUIDELINES FOR APP TESTERS WHO SUBMITTED GOOGLE FORM BY 5/20/20
One winner will be randomly selected from the screenshot entries of their review/rating for a drawing for a Free Email Pet Afterlife Communication Session. Incomplete submissions will be disqualified. Only one winner per household. Winners will be notified via notifications with a partial name (no personal information will be released) within the app one time and posted within the app. Winner must claim the prize within 24 hours and must schedule their session within the next 30 days. Value of prize is not redeemable for cash or credit. The winner is solely responsible for scheduling. The unused prize is void after 30 days. Not to be combined with any other offer, service, or product. Contest expires on 5/21/20. Terms subject to change.
Bonus Referral Step Rules/Guidelines: Refer 30 mobile app users to follow the steps in this email and earn a FREE 30-minute Pet Afterlife Communication Session. To qualify, each referral must submit a qualifying entry and provide the person's name who referred them. The winner of the free session will be notified via the app and must claim their prize within 48 hours and schedule their session within 30 days. Unused sessions will be void after 30 days. Not redeemable for cash or credit and may not be combined with any other service, offer, or product. Offer expires 12/31/20 unless otherwise noted. Terms subject to change.
MOBILE APP MONTHLY DRAWING RULES/GUIDELINES
One winner will be randomly selected from the most ACTIVE USERS of the mobile app, Boom! Business is Booming, for a drawing for a Free Email Pet Afterlife Communication Session. Only one winner per household per calendar year. Winners will be notified via notifications within the app and a partial name (no personal info) will be posted within the app. Winner must claim the prize within 24 hours of notification and must schedule their session within the next 30 days. Value of prize is not redeemable for cash or credit. The winner is solely responsible for claiming their prize and for scheduling. The unused prize is void after 30 days. Not to be combined with any other offer, service, or product. Contest expires on 12/31/20. Terms subject to change.
Bonus Referral Step Rules/Guidelines:
Refer 30 mobile app users to follow the steps below and earn a FREE 30-minute Pet Afterlife Communication Session.
The contents of our Sites are protected by copyright and trademark laws and are the property of their owners. All information on the Sites is copyrighted by Karen Anderson, dba Painted Rain Productions, LLC. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sell any information, material, trademark, or copyright on the Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.
We welcome your comments about any of the Sites, however, we will not review or consider any unsolicited creative submissions or suggestions for topics on our blogs, podcasts, seminars or within our newsletters or products. We hope you will understand that this policy is intended to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem to be similar to the ideas submitted to us. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials.
If despite our request, you send us any idea, suggestion or material (“Submission”), it shall become our property. We will not be subject to any obligation of confidence for any Submission, and we will not be liable for any use or disclosure of any Submission. In the case that you submit something to us and it is unsolicited, we will exclusively own all rights to the Submission worldwide, and we will be entitled to the unrestricted use of the Submission for any purpose, without compensation or notification to the provider of the Submission. Given this fact, we ask that you refrain from submitting creative projects to us, particularly those that are confidential or personal to you.
A “forum” means any blog comments, message board, chat room, user review forum or other interactive service appearing on any of the Sites and includes both public boards and private forums. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner.
You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software or other material that contains a virus or other harmful component.
We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, snarky, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason.
Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, non-exclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed.
You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites.
The information, services, products, claims, topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites.
Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
We do not endorse, warrant or guarantee any writers, speakers, products or services offered on the Sites or those we link to. We are not a party to and do not monitor, any transaction between users and third-party providers of products or services.
LIMITATION OF LIABILITY
Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.
Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.
We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest blog posters or speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.
NO PROFESSIONAL ADVICE
The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, veterinarian, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.
You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.
Client agrees not to disparage or disseminate any negative comments or information related in any way to Karen Anderson, her successors and/or assigns, affiliates, or any of its respective past or present partners, shareholders, employees, trustees, or officers, in any way, through any means of communication, publicity or information-dissemination, including but not limited to internet-related means of information-dissemination, whether way of news interviews or the expression of personal views, opinions or judgments made to any individual or entity, including but not limited to the news media or any individual or entity involved in any type of journalism social or mass media, affiliates of either or both of the parties, or any individual or entity with who Client is aware that Karen Anderson, her Programs, or any of its affiliates has, or may have a business relationship, or a relationship of any nature.
The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.
CONFIDENTIALITY AND NON-COMPETE
Users of our Sites hereby understand that the tools, processes, strategies, materials, and information presented on our Sites are copyrighted and proprietary, so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Sites proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights.
GOVERNING LAW, JURISDICTION
This Agreement shall be governed by the laws of the State of Washington without regard to conflicts of law. Federal or state courts situated in Washington shall have the exclusive jurisdiction with respect to any dispute arising out of or in connection with this Agreement.
DISPUTE ARISING FROM THIS AGREEMENT
The Parties agree that any dispute arising from this Agreement shall be resolved in arbitration before the American Arbitration Association, at its offices in Washington, and under its rules governing arbitration of commercial disputes. This arbitration provision shall be broadly construed to include any and all disputes, including disputes as to the interpretation of this Agreement. A decision rendered by the American Arbitration Association shall be entitled, upon application to a court of competent jurisdiction, to entry of judgment in conformity with the award and/or decision of the arbitrator.
RELEASE OF LIABILITY:
By scheduling your session/course you hereby release, indemnify, and hold-harmless Karen Anderson, Animal Communicator, psychic medium, dba Painted Rain Productions, LLC and their agents, representatives, assistants, affiliates, employees, contractors, board members, and faculty members, (hereinafter referred to as "Karen Anderson") from any and all liability for any injuries and damages which you,(hereinafter referred to as "Client") client's family, client's guests, or client's animal(s) may suffer, including, without limitation, any injuries and damages resulting from any animal, person, or condition, or due to the negligence or gross negligence and client expressly assumes the risk of any such damage or injury.
Clients must consult their own veterinarians and medical specialists concerning the information obtained during a consultation. Karen Anderson, DBA Painted Rain Productions, LLC, makes no representations or warranties with respect to any information offered or provided on or through the ANIMALCOMMUNICATING.COM, KARENANDERSON.NET website regarding treatment, action, or application of medication.
Karen Anderson, her successors and/or assigns, DBA Painted Rain Productions, LLC, are not liable for any direct or indirect claim, loss or damage resulting from information obtained during a consultation, use of this website and/or any website(s) linked to/from it. Client acknowledges that, by scheduling a session, they are at least 18 years of age or older, are the authorized Paypal or credit card holder or have full permission to make a payment on this site, under the terms of this Waiver and Release Agreement, Client hereby agrees to and release and relinquish legal rights that client otherwise might hold. Your payment information is not stored on Karen's site and is strictly held to secure encrypted payment processing services of Paypal and Stripe. By scheduling a session you hereby hold Karen Anderson harmless from any identity theft, fraudulent charges by unauthorized persons and accept full responsibility for maintaining and monitoring your credit information. Personal information will never be shared, sold or otherwise communicated to any other entity from this site. Karen Anderson is not responsible for your choices or decisions you make by visiting this site or using any of the services offered in regards to your finances, veterinary care, medical care, legal circumstances, careers, or personal or professional life. Karen Anderson reserves the right to refuse service. By scheduling a session you hereby agree that scenarios obtained from your sessions may be included, printed or discussed in any of Karen's future books, blogs, posts, presentations, films etc, and all names will be changed to protect your privacy and you also hereby agree that no monetary compensation will be given for the use of such scenarios. Under no circumstances will any private or personal information be disclosed. Information obtained from a session, or this site, should not be used in place of any professional medical, financial, and/or legal counseling you would ordinarily seek professional advice. Karen Anderson does not treat illness, diagnose or otherwise provide medical treatments. Sessions are for informational purposes only use your own discretion and common sense when making future decisions.
Consultant reserves the right to refuse service to any client. Terms/fees subject to change without notice.
Last Updated on 11/14/18
WHAT INFORMATION DOES THE APPLICATION OBTAIN AND HOW IS IT USED?
USER PROVIDED INFORMATION THE APPLICATION OBTAINS THE INFORMATION YOU PROVIDE WHEN YOU DOWNLOAD AND REGISTER THE APPLICATION. REGISTRATION WITH US IS OPTIONAL. HOWEVER, PLEASE KEEP IN MIND THAT YOU MAY NOT BE ABLE TO USE SOME OF THE FEATURES OFFERED BY THE APPLICATION UNLESS YOU REGISTER WITH US.
WHEN YOU REGISTER WITH US AND USE THE APPLICATION, YOU GENERALLY PROVIDE (A) YOUR NAME, EMAIL ADDRESS, PASSWORD, AND OTHER REGISTRATION INFORMATION; (B) TRANSACTION-RELATED INFORMATION, SUCH AS WHEN YOU MAKE PURCHASES, RESPOND TO ANY OFFERS, OR DOWNLOAD OR USE APPLICATIONS FROM US; (C) INFORMATION YOU PROVIDE US WHEN YOU CONTACT US FOR HELP; (D) CREDIT CARD INFORMATION FOR PURCHASE AND USE OF THE APPLICATION, AND; (E) INFORMATION YOU ENTER INTO OUR SYSTEM WHEN USING THE APPLICATION, SUCH AS CONTACT INFORMATION AND PROJECT MANAGEMENT INFORMATION.
WE MAY ALSO USE THE INFORMATION YOU PROVIDED US TO CONTACT YOU FROM TIME TO TIME TO PROVIDE YOU WITH IMPORTANT INFORMATION, REQUIRED NOTICES AND MARKETING PROMOTIONS.
AUTOMATICALLY COLLECTED INFORMATION
IN ADDITION, THE APPLICATION MAY COLLECT CERTAIN INFORMATION AUTOMATICALLY, INCLUDING, BUT NOT LIMITED TO, THE TYPE OF MOBILE DEVICE YOU USE, YOUR MOBILE DEVICES UNIQUE DEVICE ID, THE IP ADDRESS OF YOUR MOBILE DEVICE, YOUR MOBILE OPERATING SYSTEM, THE TYPE OF MOBILE INTERNET BROWSERS YOU USE, AND INFORMATION ABOUT THE WAY YOU USE THE APPLICATION.
DOES THE APPLICATION COLLECT PRECISE REAL TIME LOCATION INFORMATION OF THE DEVICE?
THIS APPLICATION DOES NOT COLLECT PRECISE INFORMATION ABOUT THE LOCATION OF YOUR MOBILE DEVICE.
DO THIRD PARTIES SEE AND/OR HAVE ACCESS TO INFORMATION OBTAINED BY THE APPLICATION?
ONLY AGGREGATED, ANONYMIZED DATA IS PERIODICALLY TRANSMITTED TO EXTERNAL SERVICES TO HELP US IMPROVE THE APPLICATION AND OUR SERVICE. WE WILL SHARE YOUR INFORMATION WITH THIRD PARTIES ONLY IN THE WAYS THAT ARE DESCRIBED IN THIS PRIVACY STATEMENT.
WE MAY DISCLOSE USER PROVIDED AND AUTOMATICALLY COLLECTED INFORMATION:
WHAT ARE MY OPT-OUT RIGHTS?
YOU CAN STOP ALL COLLECTION OF INFORMATION BY THE APPLICATION EASILY BY UNINSTALLING THE APPLICATION. YOU MAY USE THE STANDARD UNINSTALL PROCESSES AS MAY BE AVAILABLE AS PART OF YOUR MOBILE DEVICE OR VIA THE MOBILE APPLICATION MARKETPLACE OR NETWORK. YOU CAN ALSO REQUEST TO OPT-OUT VIA EMAIL, AT INFO@APPBROS.CO.
DATA RETENTION POLICY, MANAGING YOUR INFORMATION
WE WILL RETAIN USER PROVIDED DATA FOR AS LONG AS YOU USE THE APPLICATION AND FOR A REASONABLE TIME THEREAFTER. WE WILL RETAIN AUTOMATICALLY COLLECTED INFORMATION FOR UP TO 24 MONTHS AND THEREAFTER MAY STORE IT IN AGGREGATE. IF YOU’D LIKE US TO DELETE USER PROVIDED DATA THAT YOU HAVE PROVIDED VIA THE APPLICATION, PLEASE CONTACT US AT INFO@APPBROS.CO AND WE WILL RESPOND IN A REASONABLE TIME. PLEASE NOTE THAT SOME OR ALL OF THE USER PROVIDED DATA MAY BE REQUIRED IN ORDER FOR THE APPLICATION TO FUNCTION PROPERLY.
WE DO NOT USE THE APPLICATION TO KNOWINGLY SOLICIT DATA FROM OR MARKET TO CHILDREN UNDER THE AGE OF 13. IF A PARENT OR GUARDIAN BECOMES AWARE THAT HIS OR HER CHILD HAS PROVIDED US WITH INFORMATION WITHOUT THEIR CONSENT, HE OR SHE SHOULD CONTACT US AT INFO@APPBROS.CO. WE WILL DELETE SUCH INFORMATION FROM OUR FILES WITHIN A REASONABLE TIME.
WE ARE CONCERNED ABOUT SAFEGUARDING THE CONFIDENTIALITY OF YOUR INFORMATION. WE PROVIDE PHYSICAL, ELECTRONIC, AND PROCEDURAL SAFEGUARDS TO PROTECT INFORMATION WE PROCESS AND MAINTAIN. FOR EXAMPLE, WE LIMIT ACCESS TO THIS INFORMATION TO AUTHORIZED EMPLOYEES AND CONTRACTORS WHO NEED TO KNOW THAT INFORMATION IN ORDER TO OPERATE, DEVELOP OR IMPROVE OUR APPLICATION. PLEASE BE AWARE THAT, ALTHOUGH WE ENDEAVOR PROVIDE REASONABLE SECURITY FOR INFORMATION WE PROCESS AND MAINTAIN, NO SECURITY SYSTEM CAN PREVENT ALL POTENTIAL SECURITY BREACHES.
IF YOU HAVE ANY QUESTIONS REGARDING PRIVACY WHILE USING THE APPLICATION OR HAVE QUESTIONS ABOUT OUR PRACTICES, PLEASE CONTACT US VIA EMAIL AT INFO@APPBROS.CO.
Powered by WishList Member - Membership Software